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Auto Insurance in Connecticut — Average Cost 2026

Average auto insurance in Connecticut: $1,830/year ($153/month). Connecticut ranks #33 out of 51 states — above the national average.

Average annual

$1,830

Average monthly

$153

National rank

#33

of 51 states

vs national avg

+2.8%

up trend

Connecticut vs national average

Connecticut$1,830/yr
National average$1,780/yr

Get your personalized estimate

State averages are the starting point. Your actual rate depends on your individual profile. Use our calculator for a detailed estimate.

Calculate for Connecticut

Auto insurance in Connecticut

Connecticut sits 3% above the national average for auto insurance, reflecting the state's lower population density, fewer severe weather events, and lower-than-average litigation rates. Drivers in Connecticut tend to benefit from competitive rates across major insurers.

As with any state, your individual rate depends on your driving record, vehicle, coverage level, and the specific insurer you choose. Comparing multiple quotes can still save Connecticut drivers hundreds of dollars annually.

How Connecticut compares to neighbors

Connecticut (you)$1,830/yr
Massachusetts
$1,960/yr+$130
New York
$2,100/yr+$270
Rhode Island
$2,050/yr+$220