Insurance costs by state
Click any state to see how your rates compare nationally. Switch tabs to view auto, home, renters, or life insurance costs.
National avg: $1,780/yr
Hover over a state to see its average rate
Cheapest
Most expensiveRange: $1,020 – $2,900/yr
Auto insurance cost extremes
5 cheapest states
Maine
$1,020/yr-42.7%
Vermont
$1,090/yr-38.8%
Idaho
$1,140/yr-36.0%
Hawaii
$1,160/yr-34.8%
New Hampshire
$1,180/yr-33.7%
5 most expensive states
Michigan
$2,900/yr+62.9%
Louisiana
$2,780/yr+56.2%
California
$2,720/yr+52.8%
Florida
$2,560/yr+43.8%
Nevada
$2,180/yr+22.5%
All state auto insurance rates
Maine$1,020/yrVermont$1,090/yrIdaho$1,140/yrHawaii$1,160/yrNew Hampshire$1,180/yrWisconsin$1,250/yrIowa$1,280/yrWyoming$1,290/yrAlaska$1,350/yrOhio$1,360/yrNorth Dakota$1,380/yrIndiana$1,395/yrNorth Carolina$1,430/yrVirginia$1,440/yrNebraska$1,460/yrMinnesota$1,540/yrAlabama$1,548/yrOregon$1,565/yrTennessee$1,570/yrMontana$1,580/yrSouth Dakota$1,580/yrMissouri$1,590/yrArkansas$1,620/yrKansas$1,640/yrUtah$1,640/yrWest Virginia$1,650/yrOklahoma$1,700/yrMississippi$1,740/yrNew Mexico$1,760/yrDelaware$1,820/yrPennsylvania$1,820/yrConnecticut$1,830/yrSouth Carolina$1,840/yrIllinois$1,865/yrWashington$1,890/yrKentucky$1,900/yrMaryland$1,950/yrMassachusetts$1,960/yrDistrict of Columbia$1,980/yrColorado$2,020/yrArizona$2,040/yrNew Jersey$2,050/yrRhode Island$2,050/yrTexas$2,050/yrNew York$2,100/yrGeorgia$2,180/yrNevada$2,180/yrFlorida$2,560/yrCalifornia$2,720/yrLouisiana$2,780/yrMichigan$2,900/yr
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State averages are just the starting point. Your actual rate depends on your age, vehicle, driving record, and coverage level.
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