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Compare insurance companies

Data sourced from NAIC complaint reports and J.D. Power surveys. No company pays to be listed or ranked.

NAIC complaint index: below 1.0 is better than average. J.D. Power scores out of 1,000.

USAA is only available to military members, veterans, and their immediate families

If you or a family member served in the US military, USAA consistently scores highest in every major satisfaction metric — apply first.

GEICO

Budget-friendly

NAIC complaint

0.79

AM Best

A++

GEICO is the go-to choice for drivers who prioritize low premiums over personalized service. Ideal for straightforward coverage needs and tech-comfortable customers.

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Progressive

Budget-friendly

NAIC complaint

0.93

AM Best

A+

Progressive shines for non-standard drivers. If you have a spotty record or want to start with a target price and work backward, Progressive is worth a serious look.

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State Farm

Mid-tier

NAIC complaint

0.55

AM Best

A++

State Farm is the relationship insurer. If you want a real person handling your policy and claims, and you're willing to pay a small premium for it, State Farm consistently earns that trust.

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Allstate

Mid-tier

NAIC complaint

1.15

AM Best

A+

Allstate offers solid coverage with useful extras like accident forgiveness, but you'll pay more for it. Best when you value those specific features over raw savings.

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Liberty Mutual

Mid-tier

NAIC complaint

1.72

AM Best

A

Liberty Mutual's coverage customization is genuinely good, but the higher rates and weaker service scores mean you should comparison-shop carefully before committing.

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Nationwide

Mid-tier

NAIC complaint

0.68

AM Best

A+

Nationwide is a solid mid-tier choice with strong claims satisfaction and good bundling. Especially worth considering for rural customers and farm property.

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Farmers

Premium

NAIC complaint

0.88

AM Best

A

Farmers costs more but offers coverage options others don't — particularly for rideshare drivers and classic car owners. The price premium is only justified if you need those specifics.

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USAA

Budget-friendly
Military only

NAIC complaint

0.26

AM Best

A++

USAA is the best insurance company in America by virtually every metric — but only if you're eligible. If you or a family member served, apply immediately.

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Company data sourced from public NAIC reports and J.D. Power surveys. Data may not reflect current rates or recent company changes.

Quick guide: which insurer is right for you?

I want the lowest premium

GEICO or USAA (if eligible). GEICO consistently ranks among the cheapest for clean-record drivers nationally.

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I had an accident or violation

Progressive. Their Name Your Price tool and high-risk driver rates are often best-in-class after incidents.

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I want the best claims experience

USAA (if eligible) or State Farm. Both score highest in J.D. Power claims satisfaction surveys.

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I want a local agent

State Farm has the largest agent network in the US. Farmers is also strong for agent-based service.

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I want to bundle home and auto

Nationwide (up to 20% discount) or State Farm (17%). Both score well on home insurance claims.

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I am military or a veteran

USAA — no other insurer comes close. Lowest complaint index, highest J.D. Power scores, competitive rates.

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