Auto Insurance in Nebraska — Average Cost 2026
Average auto insurance in Nebraska: $1,460/year ($122/month). Nebraska ranks #14 out of 51 states — below the national average.
Average annual
$1,460
Average monthly
$122
National rank
#14
of 51 states
vs national avg
-18.0%
Nebraska vs national average
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Auto insurance in Nebraska
Nebraska sits 18% below the national average for auto insurance, reflecting the state's lower population density, fewer severe weather events, and lower-than-average litigation rates. Drivers in Nebraska tend to benefit from competitive rates across major insurers.
As with any state, your individual rate depends on your driving record, vehicle, coverage level, and the specific insurer you choose. Comparing multiple quotes can still save Nebraska drivers hundreds of dollars annually.